Being involved in a motor vehicle wreck can be earth-shattering and traumatic. When another party is at fault, you have the right to demand they compensate you fairly for your damages. If your collision occurred while traveling in a rideshare such as Uber or Lyft, your case may be more complicated than expected.
Working with a knowledgeable and trial-proven Woodland rideshare accident lawyer at Triumph Law could ease your burden and give you the opportunity to recoup your losses in full. Your dedicated Woodland car accident attorney will do everything possible to advocate for your rights and bring the liable party to justice. Contact our personal injury lawyers in Woodland to schedule your free consultation as soon as today and take back control of your future.
Rideshare Accident Lawsuits and Insurance Claims Are Complex
You might have initially assumed that rideshare accident claims were no different from standard motor vehicle wrecks. However, when you have suffered injuries in a collision with an Uber, or Lyft, your case may be significantly more complex than a run-of-the-mill car accident. There are several reasons for this, most notably, the way insurance claims are handled, when insurance coverage is active, and how you go about recovering the compensation you are entitled to.
Insurance Coverage Periods
In most car accident cases, you start by filing a claim with the liable party’s insurance provider, as the state of California follows fault-based insurance laws. Here, the liable and their auto insurer will be expected to cover a portion of your damages. Unfortunately, rideshare accident claims are slightly different.
Rideshare services like Uber and Lyft typically offer their drivers auto insurance coverage. However, rideshare drivers are required to carry their own personal auto insurance coverage, as the rideshare company’s insurance coverage is not in effect at all times. In fact, if your accident occurred outside the insurance coverage, the rideshare company’s auto insurance provider may refuse to pay out on your claim.
Although rideshare company insurance policies can vary and, in most instances, this insurance coverage only applies when the rideshare driver is logged into the app, waiting to pick up a passenger, or actively transporting a passenger. When the accident occurred will determine not only if the rideshare company’s insurance policy is in place, but how much coverage is available. Rideshare company insurance terms vary widely, depending on whether the accident happened while the rideshare driver was transporting a passenger or waiting for a ride.
What Rideshare Insurance Covers in Woodland
Rideshare auto insurance coverage is only active during specific time periods. If the accident happened while the rideshare driver was waiting to pick up a passenger, the type and amount of coverage can vary. Rideshare drivers will have additional coverage extended to them when they are transporting a passenger.
For example, while leaving for a passenger, rideshare drivers might have access to $50,000 and bodily injury liability coverage and $25,000 in property damage liability coverage. In some cases, they may also have access to coverage for medical payments and personal injury protection coverage.
However, if a rideshare driver was transporting a passenger at the time of the accident, the insurance types and limits will likely increase. Both Uber and Lyft offer up to $1 million for property, damages, and medical expenses if one of their drivers is responsible for causing an accident. Unfortunately, just because the rideshare driver has coverage from their rideshare company does not mean the insurer will be willing to settle your claim without a fight.
When the Rideshare Driver’s Personal Insurance Applies
If your collision with a rideshare driver happened outside the coverage limits, the rideshare companies, auto insurance coverage may not apply. Instead, you may have the opportunity to file a claim with the rideshare driver’s personal auto insurance policy. All motorists in California are required to carry auto insurance coverage, and many rideshare drivers are required by their insurance companies to increase the amount of insurance coverage they have in the event of a collision.
If the rideshare driver that hit you was uninsured, that does not mean you are without legal recourse. You may have the right to take legal action against the rideshare company, file a personal injury lawsuit against the rideshare driver, or demand justice from other parties, who may share responsibility for the injuries you sustained. Your rideshare accident lawyer in Woodland, CA at Triumph Law will carefully consider the specific circumstances of your case to determine the best course of action for your rideshare accident claim.
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You Have the Right to Be Fully Repaid for Your Losses
Whether you pursue a claim against the rideshare companies, insurance policy, or the rideshare driver’s insurer or wind up bringing your Uber or Lyft accident claim to trial, you have the right to be fully repaid for your losses. When someone else is at fault, you should never be forced to cover your medical expenses, deal with the ramifications of a significant loss of income, or struggle to cope emotionally. You can rely on your rideshare accident attorney in Woodland, CA, to consider all potential avenues for financial recovery.
Although going to trial and dealing with massive insurance companies with seemingly endless resources can be overwhelming, with Triumph Law backing you up, you can feel empowered to demand justice. At trial, you can seek full repayment for all compensatory damages, including economic and non-economic damages. While no amount of money will change the trauma you have endured, it gives you a chance to rebuild your life without having to struggle financially.
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Do Not Let the Liable Party Get Away with It – Call Triumph Law for a Free Consultation Today
When irresponsible rideshare drivers and money-hungry insurance providers stand in the way of the compensation that is rightfully yours, you can bring them to justice. Take steps to build a powerful case against them so they can be compelled to compensate you for every loss. We do not believe you should be forced to cover the costs of another party’s negligence.
Put our decades of legal experience to work for you and your family. Meet with a reputable Woodland rideshare accident attorney at Triumph Law as soon as today. Complete our quick contact form or call us to schedule your 100% free consultation and find out what you could be awarded if we win.