Fighting for Your Right to Compensation After a Rideshare Accident
When you are in an accident that involves an Uber or Lyft driver, it is important to realize that the situation is much different than your average car accident. This goes for both the employee of the rideshare company and the other driver.
Uber and Lyft drivers are not actual employees of these companies. Instead, they are independent contractors, which makes it easier for the rideshare companies to deny injury claims that have been filed against them. Because these types of accident claims can be complicated, especially when injuries are involved, you should consult with an experienced Sacramento personal injury lawyer if you have been in an accident with an Uber or Lyft driver. Our Sacramento car accident lawyers are ready to help you get the compensation you deserve.
What Kind of Insurance Do Uber/Lyft Drivers Have?
Both rideshare companies are required to carry liability coverage for their drivers. However the accident liability coverage Uber and Lyft has only applies in certain driving situations.
- Between the time a driver turns on the app and accepts a ride, they are covered by up to $50,000 for bodily injury, $100,000 for accident, and $25,000 for property damage.
- From the time a ride is matched and a passenger is dropped off, there is primary liability coverage of $1,000,000 per accident and $1,000,000 for uninsured and underinsured motorists.
Uber and Lyft drivers also have their own personal insurance policies that might offer better coverage during the times they’re not using the app for the purposes of driving or meeting passengers.
Depending on the circumstances of the accident, Uber and Lyft drivers can be covered under both their personal insurance policy and the coverage provided by their employer. An experienced lawyer can help you determine which policy can better compensate you for your damages.
Call (916) 500-0000, or contact our Sacramento Uber & Lyft accident attorney to schedule your free case consultation.