If you are involved in a rideshare accident in Rancho Cordova, CA, seek legal help. File an insurance claim or personal injury lawsuit against any at-fault parties. A Rancho Cordova car accident lawyer can help you submit your claim and request the most compensation possible.
Our Rancho Cordova rideshare accident lawyer is available to discuss your case. Contact us today.
Differences Between a Rideshare and a Taxi in Rancho Cordova
A personal injury lawyer in Rancho Cordova has plenty of experience with Uber and Lyft accident claims. One of the most notable differences between rideshares and taxis comes in how a person books a trip. With Uber or Lyft, you book and pay for your trip exclusively through a mobile app, whereas with a taxi, you can hail a cab and have the option to pay for your trip in cash.
Along with this, ridesharing and taxi companies have different hiring strategies. If you drive for Uber or Lyft, you are an independent contractor. Comparatively, a taxi company hires drivers in accordance with local laws.
Rideshare and taxi companies differ in how they provide insurance for their drivers. Since a ridesharing driver operates their own vehicle, their personal insurance policy will not cover all accidents. For a taxi driver, their company has insurance for their vehicle, and this coverage offers financial protection for losses in accidents.
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(916) 500-0000How Ridesharing Company Auto Insurance Works
California requires drivers to maintain auto insurance. The state has minimum insurance requirements for motorists. These are:
- $15,000 for injury or death to one person
- $30,000 for injury or death to more than one person
- $5,000 for property damage
Those who drive for Uber receive coverage under the company’s auto insurance policy. If a ridesharing driver has their app on, is actively working for the business, and causes an accident, they may be fully covered under the company’s policy. On the other hand, if an Uber driver has their app off and gets into a crash, anyone who got hurt in the collision may be able to submit a claim to this motorist’s auto insurance provider.
The auto insurance coverage for Lyft drivers works in a similar way to Uber’s policy. If someone drives for Lyft, has their app on, and is responsible for a crash, they may be covered under the ridesharing provider’s insurance. Conversely, if the driver is traveling at a time when their app is off, and they are not working for Lyft and cause an accident, they may be fully responsible for it.
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When a Rideshare Driver Is Liable for an Accident in Rancho Cordova
An Uber or Lyft driver must follow the rules of the road in the same way as any other motorist. There are many reasons why someone driving a rideshare may break the law. These include:
- Speeding
- Driving while intoxicated
- Distracted driving
- Tailgating
- Poor vehicle maintenance
To prove a ridesharing driver is at fault in a crash, you must show that they were negligent. This requires you to verify that the driver had a duty of care to avoid careless acts and violated this legal obligation. You must also illustrate that your crash happened because the motorist violated their duty toward you, and this caused you to suffer economic or non-economic damages.
If you suffer a personal injury due to a negligent ridesharing driver, you may be able to file a lawsuit against this individual. At Triumph Law, P.C., our Rancho Cordova rideshare accident attorney can help you gather a preponderance of evidence to support your claim. For more information, get in touch with us.
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How a Ridesharing Accident Claim Works
Your rideshare accident lawyer in Rancho Cordova can answer frequently asked questions and many others about crash claims. They can walk you through the process of filing a claim with Uber or Lyft and an at-fault motorist’s insurance company. Throughout this process, your attorney makes sure that your legal rights are protected.
After your ridesharing crash happens, notify the driver’s company about the incident. You can submit an insurance claim through Uber or Lyft. In many instances, the ridesharing provider can cover the full cost of your claim.
If the ridesharing driver was off the clock when your accident took place, you can submit a claim through their insurance company. In instances where the motorist is uninsured or underinsured, or this individual or their ridesharing company cannot cover all of your losses, you can file a personal injury lawsuit. A rideshare accident attorney in Rancho Cordova can help you sue for the maximum amount of damages.
How to File a Ridesharing Accident Lawsuit
The statute of limitations for filing a personal injury lawsuit in California is two years. If you do not discover your injury right away, you have one year from the date you identify it to sue any at-fault parties. There is only a limited amount of time to submit a claim for damages, and an attorney can help you file your request before it becomes too late to do so.
Your attorney helps you gather videos, photos, medical records, witness statements, and other pieces of evidence. It is your responsibility to provide the burden of proof. If you have a sufficient amount of evidence, you are well-equipped to compel a judge or jury to rule in your favor.
In a ridesharing crash that occurs due to distracted driving or any other reason, your attorney may be able to negotiate a settlement on your behalf. A settlement allows you to collect compensation without having to go to a trial. However, you should not accept this agreement unless it provides you with compensation to cover all of your losses.
Get Started with a Rancho Cordova Ridesharing Accident Lawyer
Triumph Law, P.C. is a Rancho Cordova law firm with an outstanding track record in ridesharing collision cases. Our attorney can take a look at your case and help you determine if now is the right time to file a lawsuit. To schedule a consultation, contact us today.
