A car crash can ruin everyone’s day, but when the other driver is underinsured or uninsured, the best thing to do is call your car accident attorney immediately. There are some ways your lawyer can help you get damages in California to take care of your medical bills, lost wages, and other losses.
Filing a lawsuit can become challenging for those injured in an accident. The California underinsured and uninsured driver accident lawyers at Triumph Law have suggestions about filing a claim for damages in California, even if the other driver lacked the proper insurance.
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What to Do After Being Hit by an Underinsured or Uninsured Driver?
Filing an insurance claim is hard work. Insurance companies are just looking for any detail they can use to deny as many claims as possible. After all, insurance adjusters are more focused on saving money for the company than supporting the victims.
However, there are some things you can do to defend your right to claim damages, according to our California underinsured and uninsured driver accident lawyers.
Get Medical Attention After a Car Accident
Getting medical attention is a very important part of your recovery, but filing a claim for damages might also be necessary. That is because any treatment leaves a medical record. And that document can be used by your attorney to prove how severe your injuries were and why you need broad compensation, even if the other driver is uninsured.
Collect Evidence of Your Car Accident
After the accident is possible you shouldn’t move because of any injury. However, if that is not the case and you can move, you can take pictures or record the scene. Focus on the other vehicles involved, any injury you may have, and any other important detail.
Avoid Talking to Insurance Adjusters, Even Your Own
Insurance adjusters work for insurance companies. And they will be rewarded if they can close your case with minimum cost for the company. Talk to your attorney first, particularly when the other driver does not have insurance coverage or their insurance is insufficient.
Minimum Liability Insurance Requirements for Drivers in California
According to the Department of Motor Vehicles, the Minimum Liability Insurance Requirements for Private Passenger Vehicles are at least $15,000 per person and $30,000 per accident. In addition, they should also have Property damage liability coverage for at least $5,000 per accident.
However, many drivers roam the streets with less coverage than that or no coverage at all. And when an accident happens, the victims may feel their right to damages threatened. An attorney can help them find other ways to get those damages from the other driver or other liable parties.
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How to Get Damages from an Underinsured or an Uninsured Driver?
Your car accident attorney can help you file a civil lawsuit against the other driver and even find ways to get damages from their job or property.
However, in some cases, the other driver is not the only one at fault for the accident, and other parties could share liability. That means they also share the financial burden of repaying the victims.
Some of the other parties your car accident attorney can sue for damages are:
Other drivers may have had an important role in the accident. Your attorney can help you get traffic cameras or CCTV footage from the accident to find out any misbehavior from another car that may have led to your accident and injuries.
Negligent Motorcyclist or Pedestrians
Distracted pedestrians and speeding bikers can also be the reason for a car accident. For instance, if the driver that hit you is underinsured but lost control due to someone else’s negligence, then even a pedestrian, cyclist, or biker can be liable.
Many accidents in California are related to truck drivers. In those cases, your car accident attorney can focus your claim on the transporting company or the company that loads the truck, which usually has extensive coverage.
The Department of Transportation
Sometimes an accident happens because of bad signaling or a hole in the road. And when the other driver was underinsured or uninsured, your attorney can help you get damages from the Department of Transportation or any other party that may be liable.
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Is an Underinsured & Uninsured Driver Accident Lawyer Necessary?
Dealing with an underinsured or uninsured driver can be complicated for the victims. However, car accident attorneys deal with that every day. Hiring an attorney puts all that experience on your side to help you find a creative solution to your injury claim.
But most importantly, being hit by a car at high speed can have severe consequences. Many victims can not move for weeks, and for many, it can take years to recover completely. An attorney can take all the legal and administrative burden on their shoulders while you take the time you need to recover from your injuries.
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What Damages Can I Get from an Underinsured & Uninsured Driver?
Every accident is different, and your attorney needs to look closely at your case to determine which damages you can claim, how to get those damages from the other driver, or how to get damages from any other source.
Your car accident attorney will fight for damages such as medical care, emergency services, damage to your property, and any other cost related to the car crash. You can also get non-economic damages for your pain and suffering or wrongful death damages if you lose someone.
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Injuries from a car accident can be severe or catastrophic. And even when the other driver is underinsured or uninsured, you are entitled to damages. Catastrophic injuries can affect a person’s physical and mental health, and treatment costs can grow unpayable.
Contact an underinsured or uninsured driver accident lawyer at Triumph Law to pursue damages that allow you to care for your health and family. Our car accident attorneys are ready to answer all your questions on a first meeting-Free of charge.
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